Legal

Privacy Policy

Effective Date: 30 September 2026  ·  Last Updated: 30 September 2026

AlgoJRF is operated by Ravi Kumar as a sole proprietorship in India ("AlgoJRF", "we", "us", or "our"). AlgoJRF provides online education, training, test-preparation, mock tests, study materials and related educational services through its website and online platform (the "Platform").

This Privacy Policy explains what personal data we collect, how we collect it, why we use it, how it is shared, how we protect it, how long we retain it, and the choices and rights available to users of the Platform.

1. Information We Collect

We collect only the information reasonably necessary to provide, secure and operate the AlgoJRF Platform.

Information You Provide to Us

  • Name: We collect your name when you create or use an AlgoJRF account.
  • Email address: We collect your email address to create and manage your account, authenticate your account, provide purchased services and send service-related communications.

Google Sign-In

If you choose to sign in using Google OAuth, Google may provide us with your name and email address for authentication and account creation. We do not request additional Google account information beyond what is necessary for authentication and account management.

Payment Information

Payments on AlgoJRF are processed securely through Razorpay. AlgoJRF does not collect or store complete card numbers, CVV numbers, UPI PINs, banking passwords or other payment authentication credentials on its own servers.

Razorpay processes the payment, and AlgoJRF receives transaction and payment-status information necessary to confirm the purchase and provide access to the purchased service.

Information Collected Automatically

  • IP address: We may collect your IP address for security, fraud prevention, troubleshooting and technical purposes.
  • Cookies: We use cookies and similar technologies to maintain sessions, authenticate users, remember preferences and support Platform functionality.
  • Server and application logs: Our servers and infrastructure may automatically record technical information such as requests, timestamps, errors, connection information and other information necessary for security, troubleshooting and reliable operation of the Platform.

2. How We Use Your Information

We use the information we collect only for purposes reasonably necessary to operate AlgoJRF and provide our services, including:

  • Create and manage user accounts
  • Authenticate users and provide secure access to the Platform
  • Provide courses, mock tests, educational materials and related services
  • Process purchases and confirm payment transactions
  • Grant access to purchased courses, tests and other services
  • Maintain records of purchases and transactions
  • Send account, verification, purchase, access and other essential service-related communications
  • Respond to customer support requests and communications
  • Maintain the security and reliability of the Platform
  • Detect and prevent fraud, abuse, unauthorized access and other security issues
  • Troubleshoot technical problems and improve Platform performance
  • Comply with applicable legal, regulatory and accounting requirements

Where processing is based on consent, we will seek consent in accordance with applicable law. Where processing is necessary to provide a service requested by you or is otherwise permitted or required by applicable law, we may process the relevant information for that purpose.

3. Marketing Communications

From time to time, AlgoJRF may send promotional communications about its courses, mock tests, educational products, offers or other related services where permitted by applicable law.

Promotional communications are separate from essential service communications. You may opt out of promotional communications at any time by using the unsubscribe option provided in the communication or by contacting us at algojrf@gmail.com.

Opting out of promotional communications will not prevent us from sending essential communications relating to your account, purchases, transactions, security or use of the Platform.

4. Sharing of Personal Data

We do not sell or rent your personal data to third parties.

We may share or make personal data available to trusted service providers where reasonably necessary to operate AlgoJRF and provide the services you request.

  • Razorpay: Payment processing and transaction services. Razorpay processes payment information and provides AlgoJRF with transaction and payment-status information necessary to confirm purchases.
  • Google OAuth: Authentication and account sign-in services. When you choose Google sign-in, we may receive your name and email address for authentication and account creation.
  • Resend: Email delivery services. We use Resend to deliver service-related emails to the email address associated with your AlgoJRF account.
  • Vercel: Website and application hosting and related infrastructure services.
  • MongoDB Atlas: Database and data-storage infrastructure used to operate the Platform.

We may use additional service providers in the future where reasonably necessary for hosting, security, communications, technical support, infrastructure or other Platform operations. Where appropriate, this Privacy Policy will be updated to reflect material changes to our data practices.

We may also disclose personal data where required or permitted by applicable law, including in response to lawful requests from courts, regulators, law-enforcement authorities or government agencies.

We may disclose information where reasonably necessary to protect the rights, property, safety or security of AlgoJRF, our users or others, or to investigate fraud, security incidents or unlawful activity.

5. International or Cross-Border Processing

Some service providers used by AlgoJRF may operate internationally or may process or store information on servers located outside India.

Where personal data is transferred or processed outside India, we will take reasonable steps to handle such processing in accordance with applicable Indian law and any applicable requirements or restrictions.

6. Cookies and Similar Technologies

AlgoJRF uses cookies and similar technologies to maintain login sessions, authenticate users, remember preferences, maintain security and support the functionality of the Platform.

Some cookies may be essential for the Platform to function properly. If you disable or block cookies through your browser settings, certain features, including login or account functionality, may not work correctly.

Where applicable, non-essential cookies or similar technologies will be used in accordance with applicable law and the choices made available to you.

7. Data Retention

We retain personal data only for as long as reasonably necessary for the purposes described in this Privacy Policy, including providing services, maintaining accounts, processing transactions, maintaining security, preventing fraud, resolving disputes and complying with legal, tax, accounting or regulatory requirements.

Different categories of information may therefore be retained for different periods.

  • Account information may be retained while your account is active and for a reasonable period afterward where necessary.
  • Transaction and payment-status records may be retained for periods necessary for accounting, tax, fraud prevention, dispute resolution and legal compliance.
  • Server and application logs may be retained for as long as reasonably necessary for security, troubleshooting, fraud prevention and technical purposes.

When personal data is no longer required for a lawful purpose, we will take reasonable steps to delete or anonymise it, subject to applicable legal or regulatory retention requirements.

8. Data Security

We take reasonable technical and organisational measures designed to protect personal data against unauthorized access, alteration, disclosure, loss, misuse or destruction.

  • HTTPS/TLS encryption for information transmitted through the Platform
  • Secure password handling and hashed password storage where passwords are used
  • Authentication and access controls
  • Reasonable safeguards for databases and application infrastructure
  • Security measures designed to detect and prevent unauthorized access and misuse

No method of electronic transmission or storage is completely secure. Therefore, while we take reasonable precautions, we cannot guarantee absolute security.

If a personal-data breach occurs that is subject to notification or other requirements under applicable law, we will take the steps required by applicable law.

9. Your Privacy Rights and Choices

Subject to applicable law and any applicable conditions or exceptions, you may have rights relating to your personal data, including:

  • Requesting access to personal data we hold about you
  • Requesting correction of inaccurate or incomplete information
  • Requesting deletion or erasure where permitted by law
  • Withdrawing consent where processing is based on consent
  • Opting out of promotional communications
  • Making a privacy-related grievance or complaint

Withdrawal of consent does not affect the lawfulness of processing carried out before consent was withdrawn. We may also continue processing information where processing is otherwise permitted or required by applicable law.

To exercise a privacy right or make a privacy request, contact us using the details provided in the "Contact Us" section below.

10. Account and Data Deletion Requests

You may request deletion of your AlgoJRF account and associated personal data by contacting us at algojrf@gmail.com.

We may need to verify your identity before processing a deletion or privacy request in order to protect your account and personal data.

Certain information may need to be retained where necessary to comply with applicable law, maintain transaction and accounting records, resolve disputes, prevent fraud, maintain security or satisfy other lawful obligations.

11. Grievance and Privacy Requests

For privacy questions, requests, complaints or grievances relating to the processing of your personal data, please contact us using the details below.

AlgoJRF — Privacy and Grievance Contact

Email: algojrf@gmail.com

Website: algojrf.in

We will review and respond to privacy-related requests and grievances within the period required by applicable law.

12. Children's Privacy

AlgoJRF is intended for users preparing for higher-education and competitive examinations and is not directed to children under 18 years of age.

We do not knowingly seek to collect personal data from children. If we become aware that personal data of a child has been collected in circumstances requiring additional safeguards under applicable law, we will take appropriate steps in accordance with applicable law.

If you believe that a child has provided personal data to us, please contact us at algojrf@gmail.com.

13. User Responsibilities

Users are responsible for keeping their AlgoJRF account credentials confidential and for notifying us promptly if they believe their account has been accessed without authorization.

Users should provide accurate information when creating or using an account and should not provide another person's personal data to AlgoJRF unless they are legally authorised to do so.

14. Third-Party Websites and Services

The Platform may contain links to third-party websites or services. Third-party websites and services operate under their own terms and privacy policies.

AlgoJRF does not control and is not responsible for the privacy practices, content or security of third-party websites or services that we do not operate.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our services, technology, data practices, legal requirements or operational needs.

When we make material changes, we will update the "Last Updated" date displayed at the top of this page and, where required or appropriate, provide additional notice.

Your continued use of the Platform after an updated Privacy Policy becomes effective will be subject to the updated policy, to the extent permitted by applicable law.

16. Contact Us

If you have any questions about this Privacy Policy, our data practices, or your personal data, please contact us:

AlgoJRF — Privacy Team

Email: algojrf@gmail.com

Website: algojrf.in

This Privacy Policy describes the current privacy and data practices of AlgoJRF. It should be read together with the AlgoJRF Terms & Conditions and No Refund & Cancellation Policy.